Road Accident Fund claims

Road Accident Fund claims

Suppose you or a family member has been injured in a severe motor vehicle accident caused by the negligence of one of the drivers. In that case, you may be entitled to compensation from the Road Accident Fund (RAF).

The Road Accident Fund claims is a publicly accessible fund established to provide monetary compensation to persons who have been injured in a traffic accident.

This implies that even if the driver of the car does not have insurance, those injured in the accident (or the loved ones of people who died in the accident) may be able to obtain compensation from the Road Accident Fund to help pay medical bills and replace wages lost as a result of the disaster.

What exactly is the RAF (Road Accident Fund)?

The Road Accident Fund Claims helps those who have been injured in car accidents or the families of people who have died in car accidents caused by careless driving.

The Road Accident Fund is funded by a fuel fee included in the price of gasoline and diesel.

Who is eligible to make a claim?

An individual who was hurt in the accident (except the driver who caused the accident).
Drivers, passengers, and pedestrians involved in the accident (excluding the driver who triggered the accident).
If you were the driver in an accident but not the owner of the automobile, and the accident was caused by the owner’s negligence (for example, if the brakes were not fixed). You were wounded, you may be eligible to receive compensation from the fund.
A kid, a spouse, or someone who was financially dependent on the individual who died in the accident.
A close relative of the deceased paid for the funeral.
A parent or legal guardian must accompany a claimant under the age of 18.
When are you unable to claim the Road Accident Fund

A person who caused the accident is not eligible to receive compensation from the fund. You can only file a claim if the negligence of another driver caused the collision.
If you were the only person and car involved in the accident, you will not be able to file a claim. Individuals who are the principal cause of an accident, such as someone who drives off a bridge due to negligence, are not compensated by the RAF.
What can you get reimbursed for?

Health-care costs.
Expenses for a funeral
Compensation for suffering and agony.
If you were unable to work, you would have lost money.
Support has dwindled. Dependents of the household’s main income source who died in an accident caused by someone else’s negligence may file a claim for loss of support.
How to File a Claim for Compensation from the Road Accident Fund

You can file a claim with the Fund yourself or hire a lawyer to do so on your behalf, but you will have to pay for their services.

If you know who caused the accident, you must file a claim within three years of the date of the accident. You have two years to file a claim if you don’t know who the driver or owner of the vehicle was who caused the accident.

To make a Road Accident Fund claims, fill out and sign the appropriate claim form (Form 1 is to be used in respect of claims before 1 August 2008 and RAF 1 from 1 August 2008 onwards).

To file a claim, you’ll need the following items.

To prove medical claims and expenses, keep receipts, records, and vouchers.
A medical report and a letter from your doctor detailing the amount you will be responsible for in the future for medical expenses incurred as a result of the accident.
A letter from your employer detailing how much money you lost due to missed wages.
A written letter authorizing the hospital to release your medical records to the Royal Air Force.
A sworn declaration as well as any comments from witnesses to the accident, are required.
Claiming the Road Accident Fund

You must report the accident to the RAF using a statutory accident report form (RAF 3), as well as any witness information the RAF may seek.

It’s critical to double-check that all of the paperwork is completed accurately. It’s a good idea to make copies of all your paperwork in case something goes wrong with the administration.

Once you’ve completed all of the required forms and papers, you must submit them in hard copy; the originals must accompany faxed materials. Documents sent through email will not be accepted.

If the claim was filed after July 31, 2008, and general damages were sought, the RAF required a Significant Injury Assessment Report (RAF 4) to confirm that the injury was severe.

The legal proceedings will begin once your claim has been processed, and the evidence will be considered and reviewed by the RAF.

4 Things You Should Know About Background Checks as an Employer

As a business owner, you have most probably hired someone in the past that you wished you didn’t. Sometimes people oversell themselves or blatantly lie on their CV’s. And, firing them is not as easy or straightforward as one might think. 

If you had taken the time to do a thorough background check, you’d have known that they weren’t a good fit for your business. But you won’t make the same mistake again. Not when there are companies who offer in-depth background checks that are more than happy to help you develop a system that works for your company.

If you’ve ever wondered how background checks work, below are some things you might not have known.

A Global Database for Criminal Background Checks for Employment Doesn’t Exist

One of the biggest misconceptions about criminal background checks is that there is one big database that carries all criminal records filed in a country. It couldn’t be any further from the truth. Criminal records are spread across various databases, making it much more complex than just typing a name into a program and hitting enter.

There Are Various Types of Background Checks, Not Just Criminal History Checks

When you hear the term “background checks”, you instantly think of “criminal history”. But it doesn’t stop there. You can do credit history checks, sex offender registry checks, driving record checks, employment history checks and more. You can select the type of checks to run on potential employees, but you might want to go beyond criminal history. 

You Can’t Use Social Media for Background Checks

Contrary to popular belief, looking up your applicant on social media doesn’t count as a legitimate background check since it won’t qualify as due diligence. If your applicant commits a crime, it won’t save you from liability you might have predicted with a lawful check.

A Background Check Can Be Used to Identify Inaccurate Information on CV’s

Without doing a thorough background check, you’ll never know if the info provided by an applicant is accurate. Candidates are willing to give false information to improve their chances of getting hired. A private investigator can offer verification checks that will allow you to find out the truth and hire the right person that’s honest and perfect for the job.

Spending money on background checks for prospective employees will save your business from hiring dishonest individuals who might steal from you or cause unnecessary drama and politics. 

More benefits of employee background checks:

  • Maintain the quality of your hiring practices and provide employees with a secure workplace
  • Reduce recruitment costs by hiring the right employee the first time around
  • Maintain compliance and protect your business from unnecessary risks, fees, fines and lawsuits
  • Ensure workplace safety with capable and trustworthy employees

Make sure to use a reputable private investigator for your background reports to ensure they are legitimate, thorough and can be delivered quickly. 

Find Your Purpose In Life With A Personal Life Coach

Too many people go through life without finding their true purpose. Living without knowing your purpose can lead to an unfulfilled life full of regrets. This can often lead to stress, frustration, and fear which is a heavy burden to carry around.

A question most people find challenging to answer is: “How well do you know yourself?” The sad truth is that many people live according to the values of other people and society’s belief system. And no matter how hard you try to fit in, it’s just never enough.

When we go through times of crisis, change, awakening and transition, we sometimes lose sight of who we are and what we’re supposed to be doing. It’s up to us to find a better way, to discover ourselves and inspire others to do the same.

You can live a purpose-driven life filled with happiness and contentment. So if you want to stop merely existing, and start living life to the fullest, it is time to hire a personal life coach.

Benefits of Having a Personal Life Coach

Learn How to Better Communicate with Your Partner

Communication is vital in any relationship, and yet so many people neglect to communicate with their partners efficiently. If you desperately want to take your relationship to the next level and start speaking your partner’s love language, you need the help of a life coach.

Determine Your Dream Career

If you aren’t satisfied with your career, but you’re not sure what field will make you happy, a life coach can help you determine the right path. Since you’re spending the majority of your day working, it is vital to be in a profession that gives you satisfaction.

Help You Deal with Mental Barriers

Many people carry with them the remnants of childhood issues, whether it’s neglect or abuse, causing psychological barriers. To break through these obstacles, you need to determine what’s holding you back, acknowledge its power over your life and then work towards breaking said power. A life coach is trained to assist with emotional issues that prevent you from living life to the fullest.

Find Your Purpose

By having a life coach, you learn many new things about yourself. A personal life coach can help make you aware of limiting beliefs that keep you from discovering your real purpose. A coach can point out exactly what’s preventing you from living a fulfilling life, and often it’s the little things that make the most significant difference.

A personal life coach can help you discover your authentic self by:

  • Helping you create a more mindful and balanced life
  • Affirming values and strengths in your personal and professional life
  • Assisting you in overcoming fears and limiting beliefs
  • Igniting passion and encouraging creativity
  • Helping you develop healthy, deep relationships
  • Integrating permanent change

Having a life you love will start with self-discovery. It will mean that you need to remove the masks you may have put up to get through the challenging times, causing you to be vulnerable. But don’t let this discourage you from taking the leap and ultimately living the life you’ve always wanted. 

You deserve a life you love!